Wealth=Wise(Investments+Strategies)

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While I was working for a business man in Asia, one of his business partners used to tell me my boss should named his company “OPM”. At that time, I did not know much about OPM. I thought might be my boss partner recognized my boss being very Westernized and should used “OPM” as the ‘AKA’ name for his company “Yuan Textile” . However, as I got to know my boss partner better, I realized OPM in fact means other people’s money in short. I think his partner was being sarcastic to my boss and trying very hard to hint to me that my boss used other people’s money to operate his business :).

Picture Courtesy of here.
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Tags: Investment by Jamy
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I personally believe there is a great difference between the mindset of the rich and the poor in saving and investing. The poor spend almost every penny that they have got and then they start to think about saving when they do not have a whole lot to save; the rich think about making more money and continue to live a frugal lifestyle that they are always use to. I personally think it is of higher priority to invest than save during this hyperinflation period.

What is hyperinflation ? According to Wikipeida :

In economics, hyperinflation is inflation that is “out of control,” a condition in which prices increase rapidly as a currency loses its value. Formal definitions vary from a cumulative inflation rate over three years approaching 100% to “inflation exceeding 50% a month.” In informal usage the term is often applied to much lower rates. As a rule of thumb, normal inflation is reported per year, but hyperinflation is often reported for much shorter intervals, often per month.

We are living in a hyperinflation period. Gasoline was $3 just 2 month ago but today it is $3.98, nearly $4. It is an increase of 33% . How much can you save to keep pace with the increase price of goods ?
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Tags: Carnivals by Jamy
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Prudential Douglas Elliman is New York’s largest real estate service company and their service includes Long Island real estate and they ranks among the Top 5 in the U.S.A. The company has 60 offices serving 350 communities from Manhattan Brooklyn, Queens, and Long Island, including the Hamptons and North Fork. They generate over 14,000 transactions, and $14 Billion sales volume, yearly, and has over 3,500 sales professionals throughout New York City and Long Island. They manage 42,000 units in 250 buildings and is the largest co-op and condo property management service in New York. I am sure Prudential Douglas Elliman will provide you with the service for New York Real Estate needs.

Tags: Products Review by Jamy
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As we continue our The 5 quadrants of success series : The 5 quadrants of success - Part I (1).

Me on a Rhine cruise at a sunny afternoon in Germany.

The Rhine Gorge is a popular name for the Upper Middle Rhine Valley, a 65 km section of the River Rhine between Koblenz and Bingen in Germany. It was added to the UNESCO list of World Heritage Sites in June 2002 for a unique combination of geological, historical, cultural and industrial reasons. The river has been an important trade route into central Europe since prehistoric times and a string of small settlements has grown up along the banks. Constrained in size, many of these old towns retain a historic feel today. With increasing wealth, many castles appeared and the valley became a core region of the Holy Roman Empire where the famous Counts of Katzenelnbogen collected their silver treasure.
This part of the Rhine features strongly in folklore, such as a legendary castle on the Rhine being the setting for the opera Götterdämmerung. The annual Rhine in Flames festivals include spectacular firework displays at Sankt Goar in September and Koblenz in August, the best view being from one of a convoy of boats.

The entire extract can be found here.

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Tags: Investment by Jamy
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Tags: Products Review by Jamy
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This is not a paid post. I just could not stop myself from writing this.
I love to read creative idea that make it into million and billions . One of my girlfriends shared with me about how we could benefit from this Southerning (Is there such English, ie going South) economy a week ago and I was very excited about it. Well, that is another topics for another day. But, today I want to blog about these 2 brilliant women,

who at in a cafe in the fall of 1999, excited about a concept they had seen in Berlin while on vacation. Cars were parked around the city for members to drive by the hour instead of owning their own vehicles. They had a Eureka! moment (or maybe it was more like, “Duh! What an obvious idea.”) They put an American spin on it - outfitting the cars with wireless technology, creating a hassle-free reservation system and strategically placing the cars around key cities and neighborhoods. In June of 2000 the first Zipcars were on the road. The masses could now drive cars by the hour or day - on their terms.

Picture courtesy of inc.com
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Tags: Investment by Jamy
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